1099 Forms › E-File Form 1099-C Online for 2025 Tax Year
IRS FIRE System Ending December 31, 2026
The IRS is permanently retiring the FIRE system. All electronic information return filing will move to IRIS (Information Returns Intake System). If you currently file through FIRE, you must transition to IRIS before the deadline.
IRIS Migration GuideAt a Glance
E-File Form 1099-C with BoomTax
BoomTax is an IRS-authorized e-file provider for Form 1099-C. Our platform is designed for financial institutions, lenders, and creditors who need to report cancellation of debt.
Why E-File Form 1099-C?
- IRS requirement: Electronic filing is mandatory for 10 or more returns
- Faster processing: E-filed returns are processed more quickly
- Built-in validation: Catch errors before submission
- Instant confirmation: Receive acknowledgment from the IRS
What You Need to E-File
To e-file Form 1099-C with BoomTax, you will need:
- Creditor information: Name, address, and TIN
- Debtor information: Name, address, and SSN/TIN
- Debt cancellation data: Date of cancellation, amount canceled, interest included, debt description, and identifiable event code
For details, see our What is Form 1099-C guide.
How BoomTax Works
Import Your Form 1099-C Data
You can import your data as Excel, XML, or use files from popular payroll providers like QuickBooks, UKG, ADP, and many more.
Step-By-Step Wizard
We walk you through the process with no complicated jargon. You can also live chat with a real person as you work on your filing for hands-on help.
E-File & Mail Employee Copies
Once your data is loaded, you can e-file and distribute employee copies in minutes.
Filing Deadlines
- Recipient copy: January 31
- IRS filing (paper): February 28
- IRS filing (electronic): March 31
External Resources
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BoomTax and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors prior to engaging in any transaction.