ACA Forms › Submit Form 1095-B for Tax Year 2025 Electronically
At a Glance
Learn how to e-file Form 1095-B with the IRS using BoomTax. Form 1095-B is used by health coverage providers and small employers to report minimum essential coverage. Discover the filing process, required information, deadlines, penalties for late filing, and how to submit corrections.
The IRS Encourages Taxpayers to Electronically Submit 1095-B Forms for Faster Processing. Start Your E-File Today!
Filing Form 1095-B Electronically for the 2025 Tax Year
Submitting your 1095-B electronically takes just a few minutes with our platform. Our user-friendly process and built-in audit checks catch common errors before your returns reach the IRS.
Import Your Form 1095-B Data
You can import your data as Excel, XML, or use files from popular payroll providers like QuickBooks, UKG, ADP, and many more.
Step-By-Step Wizard
We walk you through the process with no complicated jargon. You can also live chat with a real person as you work on your filing for hands-on help.
E-File & Mail Employee Copies
Once your data is loaded, you can e-file and distribute employee copies in minutes.
What Data is Necessary to File ACA Form 1095-B Electronically?
-
Personal Details: Name, EIN, and Address
-
Employer/Coverage Provider Information: Name, EIN, and Address
-
Details of Issuer: Name, EIN, and Address
Consult our 1095-B guide to understand how to complete your Form 1095-B.
Commonly Asked Questions Regarding Form 1095-B
What are the 2025 IRS updates for Form 1095-B?
For the 2025 tax year, the IRS has published the final version of Form 1095-B. According to the release, there are no modifications to the Form.
The IRS has revised the affordability and penalty rates for tax year 2025.
For additional information, View All ACA Forms.
What is Form 1095-B?
Form 1095-B is an information return filed by health insurance providers or employers offering self-funded coverage with fewer than 50 full-time + full-time equivalent employees.
Insurance Providers
OR
Self-Funded Small Employers
less than 50 full-time + full-time equivalent employees
Learn more about what Form 1095-B is for Tax Year 2025.
How Do You File ACA Forms Online?
Generally, ACA filing is handled by self-filing or by using an ACA Software provider:
- Simple format for data import (like Excel)
- Can often use your payroll files directly
- No testing, TCC, or IRS account required
- Can help with questions/coding
Self-Filing
- Format requires custom software development
- Filing system can be slow and unreliable
- Requires testing, TCC, and personal info
- Errors and issues reported can be cryptic
Learn more about filing ACA Forms online.
What Information is Required to File ACA Forms?
Depending on the type of form, most ACA forms will consist of the following:
- The recipient's info like name, address, city, state, and zip.
- The employer or issuer's info like company name, contact, EIN, etc.
- The coverage and plan details with codes to indicate if the coverage was affordable and met ACA guidelines.
- The covered individuals' info like name, SSN, date of birth, and covered months.
How can I Request an Extension for Filing ACA Form 1095-B or 1095-C?
If you can't file ACA Form 1095-B or 1095-C on time, you can request an automatic, 30-day extension by filing Form 8809
OR by requesting a time extension directly from BoomTax.
Learn to request an ACA Form extension or check out our ACA form deadlines.
What are the penalties for not submitting ACA Forms 1095-B & 1095-C?
The IRS determines ACA penalties based on various factors, including missing the deadline, providing incorrect information, or using paper forms when electronic filing is required.
The IRS has increased the penalty amounts for the 2026 filing year.
Failure to file ACA 1095 Forms 2026
$340 per form
up to$1,366,000 per year (smaller businesses)
$4,098,500 per year
Failure to furnish ACA 1095 Forms 2026
$340 per form
up to$1,366,000 per year (smaller businesses)
$4,098,500 per year
Intentionally not filing for 2026
$680 per form
no maximum penalty
All Features Included
Purchasing any BoomTax package will give you everything you need to complete your filing.
This includes:
- Federal E-File
- State E-File (ACA and 1099 CF/SF)
- Recipient Copy Download as PDF
- Official IRS Copy Download as PDF
- Unlimited Corrections
1095-B Bulk Import
Import many companies in one spreadsheet to simplify data input.
Data Validation
We validate your data against hundreds of IRS rules.
Hands Off E-File
No IRS registration or testing required.
Free Corrections
Make as many changes as needed for free.
What is the deadline to submit Form 1095-B?
Here are the key dates for filing and distributing Form 1095-B deadlines.
March 2nd, 2026
Paper File Deadline
March 2nd, 2026
Employee Copy Deadline
March 31st, 2026
E-File Deadline
How do you correct mistakes on Form 1095-B?
It is important that you take the time to review the information you are reporting on your Forms 1095-B for accuracy before distributing and filing. This will minimize the risk of common errors, which can result in your business incurring penalties and fines.
If you submitted your original filing electronically, then you should edit your filing accordingly with the original vendor. If you submitted your original filing via mail, you should complete a new form and include the updated information. Make sure to check the "Corrected" box at the top of the form when making paper updates.
Always include a new transmittal Form 1094-B when mailing corrections to the IRS. Before you can consider your correction complete, an updated copy of the form must also be provided to the recipient. This ensures that all parties have updated information.
Author
Ken Ham
Founder at BoomTax
View all posts
Passionate about making tax compliance simple so businesses can focus on what matters.
Takes Only 30 Seconds
BoomTax and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors prior to engaging in any transaction.
