ACA Forms › Understanding Rhode Island Health Insurance Mandate
At a Glance
Rhode Island requires employers and coverage providers to file ACA data electronically with the RI Division of Taxation. Both in state and out of state employers must submit Forms 1095-B or 1095-C for Rhode Island residents with minimum essential coverage. The state accepts IRS XML format or CSV files. Paper filing is not available.
What is the Rhode Island Health Insurance Mandate?
Rhode Island (RI) residents are required to have qualifying health coverage. This coverage can be through an employer, purchased directly through a health insurance carrier, Medicare, Medicaid, or a plan purchased through the state's health exchange.
The state implemented an Individual Health Mandate to ensure that residents have access to affordable health care and that they remain covered.
What forms must be filed with Rhode Island?
The RI Division of Taxation accepts 1095-B and 1095-C forms that meet all data requirements. This includes the following information:
- Name, address and TIN of each primary insured individual
- Name and TIN of each other covered individual
- Dates of coverage
- Other applicable information
Who must submit ACA data to the state of RI?
Employers and other sponsors of employment-based minimum essential coverage (MEC) health plans to RI residents must submit ACA data to the state.
This filing requirement applies to both in-state and out-of-state employers.
How can employers file with Rhode Island?
Employers and coverage providers can send their ACA data in the IRS XML format, as long as the files are the fully completed Forms 1095-B or 1095-C. There is also a CSV format that can also be used.
There is no paper filing option available.
What are the ACA deadlines for NJ?
Traditionally, the deadlines for Rhode Island ACA filings are as follows:
- The deadline to furnish forms to recipients is March 2nd
- The deadline to file your Rhode Island ACA forms is March 31st
Author
Michaela Porterfield
Content Writer at BoomTax
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Dedicated to simplifying complex IRS regulations for employers, with expertise in ACA, 1099, and W-2 compliance.
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BoomTax and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors prior to engaging in any transaction.
