Best 1095-B Software for 2026: Top Solutions

Compare Software › Best 1095-B Software for 2026: Top Solutions

At a Glance

Form 1095-B is used by insurance providers, government agencies, and small self-insured employers to report health coverage. This guide compares the best software for 1095-B e-filing based on compliance features, accuracy, and support. BoomTax leads with comprehensive ACA support and transparent pricing.

Who Files Form 1095-B?

Health Insurance Providers: Reporting coverage to enrolled individuals
Medicaid/CHIP Agencies: Government health coverage reporting
Small Self-Insured Employers: Non-ALEs providing self-funded coverage
TPAs: Filing on behalf of clients

Best 1095-B Software Rankings

#1 BoomTax

Editor's Choice

IRS Authorized 1094-B Support State Mandates Expert Support

BoomTax offers comprehensive 1095-B e-filing with 1094-B transmittal support, state mandate filing, and transparent per-form pricing ideal for insurers and TPAs.

Health Insurers

Coverage Reporting

1094-B Transmittal

Auto-Generated

State Mandates

CA, NJ, DC, RI

ACA + 1099

Single Platform

Key Strengths

Full 1095-B and 1094-B transmittal support
State mandate filing (CA, NJ, DC, RI, etc.)
Bulk data import capabilities
1099 filing in the same platform
US-based compliance experts
Per-form pricing with volume discounts

Best For

Health insurance carriers
TPAs and benefit administrators
Small self-insured employers
Organizations in mandate states

Pricing

Per-form pricing with volume discounts. Free account setup.

#2 ACAwise

ACAwise offers 1095-B filing as part of their ACA compliance platform with straightforward online filing.

1095-B support
ACA-focused platform
Online filing

Consider if: You need dedicated ACA filing.

Compare BoomTax vs ACAwise →

#3 1095Mate

1095Mate is desktop software focused on ACA form preparation and filing for Windows users.

Desktop software
1095-B and 1095-C support
Print and e-file options

Consider if: You prefer desktop software.

Compare BoomTax vs 1095Mate →

#4 Trusaic

Trusaic offers ACA compliance as part of their HR compliance suite, including 1095-B for applicable organizations.

HR compliance suite
ACA reporting
Enterprise focus

Consider if: You need broader HR compliance.

Compare BoomTax vs Trusaic →

Other Options

Additional 1095-B software options:

ExpressIRSForms
Sovos (enterprise)

Frequently Asked Questions

Form 1095-B reports minimum essential coverage provided by insurance carriers, government programs (Medicaid, CHIP), and small self-insured employers that are not ALEs.

Form 1095-B is for insurance providers and small employers. Form 1095-C is for Applicable Large Employers (ALEs) with 50+ full-time employees. See our comparison guide.

For the 2025 tax year, Form 1095-B is due to the IRS by February 28 (paper) or March 31 (electronic). Recipient copies follow current IRS guidance.

Several states with individual mandates require separate state filings, including California, New Jersey, Rhode Island, and DC. BoomTax supports these state filings.

Yes, BoomTax and other platforms support electronic 1095-B filing to the IRS. E-filing is required for filers with 10 or more forms.

Author

Ken Ham

Founder at BoomTax

View all posts

Passionate about making tax compliance simple so businesses can focus on what matters.

BoomTax and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors prior to engaging in any transaction.

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