Compare Software Best 1095-C Software for 2026

At a Glance
Form 1095-C is filed by Applicable Large Employers (ALEs) to report health coverage offers to full-time employees under the ACA employer mandate. BoomTax leads with comprehensive ACA support, Line 14/16 code validation, and expert compliance assistance.

Who Files Form 1095-C?

  • Applicable Large Employers (ALEs): 50+ full-time equivalent employees
  • HR Departments: Managing ACA compliance
  • TPAs & Benefits Administrators: Filing for clients
  • Self-Insured ALEs: Reporting both offer and coverage

Best 1095-C Software Rankings

#1 BoomTax

Editor's Choice
IRS Authorized Code Validation State Mandates Expert Support

BoomTax offers comprehensive 1095-C e-filing with Line 14/16 code validation, state mandate support, and 1099 filing in the same platform.

ALEs (50+ FTEs)
Employer Mandate
Line 14/16 Codes
Validation & Help
State Mandates
CA, NJ, DC, RI
ACA + 1099
Single Platform
Key Strengths
  • Full 1095-C and 1094-C support
  • Line 14/16 code validation and guidance
  • State mandate filing (CA, NJ, DC, etc.)
  • Bulk import from HR systems
  • US-based compliance experts
  • 1099 filing in same platform
Best For
  • ALEs with employer mandate obligations
  • Self-insured large employers
  • HR departments managing compliance
  • Organizations in mandate states
Pricing

Per-form pricing with volume discounts. Free account setup.

#2 ACAwise

ACAwise offers 1095-C filing as part of their ACA compliance platform.

  • ACA-focused platform
  • 1095-C support
  • Code validation

#3 Trusaic

Trusaic offers 1095-C filing as part of broader HR compliance solutions.

  • HR compliance suite
  • ACA reporting
  • Penalty risk assessment

#4 Integrity Data

Integrity Data offers ACA compliance with eligibility tracking features.

  • 1095-C filing
  • Eligibility tracking
  • Microsoft integrations

#5 Sovos

Sovos offers enterprise ACA compliance for large organizations.

  • Enterprise platform
  • Comprehensive compliance
  • Complex implementations

Other Options

  • ADP (enterprise)

Frequently Asked Questions

Applicable Large Employers (ALEs)—organizations with 50 or more full-time equivalent employees—must file 1095-C for each full-time employee.

Line 14 codes describe the offer of coverage. Line 16 codes provide safe harbor or other relief indicators. Proper coding is essential for penalty protection. See our code guide.

Form 1095-C is due to the IRS by February 28 (paper) or March 31 (electronic). Employee copies follow current IRS guidance.

1095-C is for ALEs (50+ employees) to report coverage offers. 1095-B is for insurance providers and small employers to report actual coverage. See our comparison guide.

Several states have individual mandates requiring state-level reporting. BoomTax supports California, New Jersey, Rhode Island, DC, and other state filings.

Self-insured ALEs complete both Part II (offer of coverage) and Part III (covered individuals) of Form 1095-C. BoomTax supports full 1095-C filing for self-insured employers.
Ken Ham
Author
Ken Ham
Founder at BoomTax
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Passionate about making tax compliance simple so businesses can focus on what matters.

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