Compare Software Best 1099-R Software for 2026

At a Glance
Form 1099-R reports distributions from pensions, annuities, retirement plans, IRAs, and insurance contracts. Plan administrators and custodians must file 1099-R for distributions of $10 or more. BoomTax offers comprehensive support for 1099-R with distribution code validation.

Who Files Form 1099-R?

  • Retirement Plan Administrators: 401(k), 403(b), pension distributions
  • IRA Custodians: Traditional, Roth, SEP, SIMPLE IRA distributions
  • Insurance Companies: Annuity payments and surrenders
  • TPAs: Third-party administrators filing for clients

Best 1099-R Software Rankings

#1 BoomTax

Editor's Choice
IRS Authorized Code Validation High Volume API Ready

BoomTax offers comprehensive 1099-R e-filing with distribution code validation, high-volume support, and transparent pricing for retirement administrators.

401(k) / 403(b)
Plan Distributions
IRA Support
All IRA Types
Code Validation
Distribution Codes
TPA Integration
REST API
Key Strengths
  • Full 1099-R support with all boxes
  • Distribution code validation
  • High-volume bulk filing
  • State filing support
  • TIN matching included
  • API for plan administration systems
Best For
  • Retirement plan administrators
  • IRA custodians
  • TPAs and recordkeepers
  • Insurance companies
Pricing

Volume pricing for retirement administrators. Free account setup.

#2 Tax1099

Tax1099 supports 1099-R filing with standard e-file features.

  • 1099-R e-filing
  • Bulk upload
  • API integration

#3 Sovos

Sovos offers enterprise 1099-R filing for large plan administrators.

  • Enterprise platform
  • Complex implementations
  • Enterprise pricing

#4 1099Pro

1099Pro offers 1099-R support for retirement and financial services.

  • 1099-R filing
  • Multiple form types
  • E-filing support

Enterprise Options

Solutions for large plan administrators:

Frequently Asked Questions

You must file 1099-R for distributions of $10 or more from pensions, annuities, retirement plans, IRAs, and insurance contracts.

Form 1099-R is due January 31 to recipients and February 28 (paper) or March 31 (electronic) to the IRS.

Distribution codes in Box 7 describe the type of distribution (early, normal, death, disability, etc.). Proper coding is essential for tax treatment.

Yes, Roth conversions are reported on 1099-R with the appropriate distribution code.

Yes, BoomTax supports filing 1099-R for multiple plans and payers in a single account.
Ken Ham
Author
Ken Ham
Founder at BoomTax
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Passionate about making tax compliance simple so businesses can focus on what matters.

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