New Mexico Tax Year 2026

New Mexico 1099-NEC Filing Requirements, Tax Year 2026

What New Mexico requires from businesses filing 1099-NEC (Nonemployee compensation) for tax year 2026: deadline, accepted format, CF/SF treatment, registration, and penalties, backed by primary-source citations.

Tax Year 2026 Federal filing satisfies this state Last verified April 28, 2026
Filing method CF/SF satisfies IRS CF/SF submission covers New Mexico.
Deadline Federal e-file deadline See deadlines section for holiday rollover. See deadlines
Format accepted Not applicable Federal CF/SF filing covers this state. See format
Late-filing penalty **Quarterly withholding information return penalty (NMSA 7-3-13(D)):** $50 per missed/non-electronic filing for any employer with more th... See penalties

Filing requirements

Federal filing through the IRS Combined Federal/State Filing (CF/SF) Program satisfies New Mexico's 1099-NEC reporting requirement for tax year 2026. No separate state submission is required when the IRS forwards the record to New Mexico under CF/SF.

New Mexico participates in the Combined Federal/State Filing Program (state code 35), which forwards 1099-NEC data to TRD when filers opt in. New Mexico does not have a separate statutory requirement to file 1099-NEC with TRD even when NM income tax was withheld on the non-employee compensation; filers may voluntarily upload via TAP at https://tap.state.nm.us using the IRS Publication 1220 specification.

Conditional rules

Specific scenarios that change the baseline requirement above:

ConditionExplanation
1099-NEC direct-filing not statutorily required

Per FYI-330 Rev. 12/2025, NM does not statutorily require 1099-NEC submission to TRD even when NM income tax was withheld via TRD-41409. CF/SF (state code 35) is the practical path; direct TAP upload remains optional.

Deadlines and extensions

Filing deadline
Federal e-file deadline
Holiday/weekend rollover. If the deadline falls on a weekend or a federal holiday, the next business day generally applies. Check with New Mexico for the exact observed calendar before filing.

Accepted format

Federal filing through the IRS Combined Federal/State Filing Program satisfies New Mexico's 1099-NEC requirement. No separate state submission is required, so there is no state-specific file format to conform to. The IRS transmits 1099-NEC records to New Mexico automatically after accepting the CF/SF submission.

Registration

Registration required: Yes

Filer must create a TAP login and have a New Mexico Business Tax Identification Number (NMBTIN) to bulk-upload W-2/1099 data. The 11-digit NMBTIN (formerly CRS number) must also be embedded in the Payee 'B' record (positions 663-722) when filing through the Combined Federal/State Filing Program so that the IRS can correctly forward state-coded records to New Mexico.

Late-filing penalties

New Mexico penalty overview

Quarterly withholding information return penalty (NMSA 7-3-13(D)): $50 per missed/non-electronic filing for any employer with more than 50 employees that fails to file the quarterly withholding information return on time or on a department-approved electronic medium.

Tax preparer e-file penalty (NMSA 7-1-71.4): $5 per personal-income-tax return filed in violation of the preparer e-file mandate (applies to preparers of more than 25 NM PIT returns; not directly a 1099 information-return penalty).

General late-filing / failure-to-pay civil penalties (NMSA 7-1-69): apply to the underlying withholding tax liability for late returns and payments.

Frequently asked questions

Does New Mexico require filing of 1099-NEC for tax year 2026?

New Mexico accepts 1099-NEC through the IRS Combined Federal/State Filing Program, so a separate state submission is generally not required when you file federally under CF/SF.

Does New Mexico participate in the CF/SF program?

Yes. New Mexico participates in the IRS Combined Federal/State Filing Program and accepts CF/SF submissions from the IRS for most 1099 form types.

What is the New Mexico 1099-NEC filing deadline for tax year 2026?

The filing deadline is Federal e-file deadline. If the date falls on a weekend or federal holiday, the next business day generally applies.

What format does New Mexico accept for 1099-NEC?

Because CF/SF filing satisfies New Mexico, the IRS's standard electronic submission (FIRE/IRIS) is the operative format; no state-specific upload is required.

Do I need to file 1099-NEC with New Mexico if I also filed federally?

Generally no. Federal filing through CF/SF satisfies New Mexico's 1099-NEC requirement, so a separate state filing is typically not needed.

What happens if I miss the New Mexico 1099-NEC deadline?

**Quarterly withholding information return penalty (NMSA 7-3-13(D)):** $50 per missed/non-electronic filing for any employer with more than 50 employees that fails to file the quarterly withholding information return on time or on a department-approved electronic medium. See the full penalty details below for the complete schedule.

How do I register to file with New Mexico?

Filer must create a TAP login and have a New Mexico Business Tax Identification Number (NMBTIN) to bulk-upload W-2/1099 data. See the registration section above for the full requirements.

Source citations

Verified from 4 primary sources
“New Mexico participates in the Combined Federal/State Filing Program for submitting information returns (income and withholding statements) electronically. This program allows taxpayers to report the state withholding information while reporting the federal information. Information returns that may be submitted using this program are Forms 1099-B, 1099-DIV, 1099-G, 1099-INT, 1099-K, 1099-NEC, 1099-OID, 1099-PATR, 1099-R, and W-2G.”
“1099-MISC forms filed electronically through the Federal/State program are considered to be filed timely if you comply with the due dates set by the IRS for electronic filing.”
“The Internal Revenue Service (IRS) transfers the federal and state reporting information on these returns to participating states if properly coded. Specifications and requirements adhere to those in IRS Publication 1220. To learn about the IRS specifications for filing information returns electronically, visit www.irs.gov and search for Publication 1220. For the IRS to forward the state withholding information to New Mexico, all state withholding information must be included along with the correct code. New Mexico's program code is 35.”
Conditional: 1099-NEC direct-filing not statutorily required
“Forms 1099-NEC or 1099-MISC that show withholding that was reported on Form TRD-41409, Non-Wage Withholding Return, but which did not report withholding from pensions and annuity payments or from gambling winnings, are not required by statute to be reported to the Department, though taxpayers may do so if they wish”

Additional notes

New Mexico participates in the IRS Combined Federal/State Filing Program (CF/SF) using state code 35, so opting in at the federal level forwards 1099-DIV, 1099-INT, 1099-K, 1099-MISC, 1099-NEC, 1099-R, W-2G and other CF/SF-eligible information returns to TRD. Filers can also (or instead) upload 1099 data directly to TRD's Taxpayer Access Point (TAP) at https://tap.state.nm.us using the IRS Publication 1220 specification. Effective January 1, 2026, all annual income and withholding statements (Forms W-2, W-2G, and 1099-R) reporting NM withholding must be submitted electronically regardless of employee count. The annual reconciliation Form RPD-41072 is kept in the filer's records and is not submitted to the Department.

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